What Is Comprehensive Insurance?

Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized.

  • Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance.
  • Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible).
  • Although it’s not legally required by any state, you will probably need it if your car is financed.